Risks in life

The insurance and personal finance profession can be a powerful enabler in addressing some of the societal challenges that women face.

Our goal

To understand the personal and professional risks women face across society and their experience of using insurance and personal finance to help manage these, to enable improvements in the way the profession supports women as clients and policyholders.

What we will do

Collaborate with women’s organisations and charities to gain a greater understanding of women’s risks and needs, seeking qualitative guidance from leading experts and surveying members to produce quantitative insight
Make a positive contribution to society through lending support to women’s causes e.g. through supporting women’s charities at IWF events

IWF reports and studies

Living a financially resilient life in the UK – The Moments that Matter in improving women’s and all of our financial future

Solving women’s pension deficit to improve retirement outcomes for all
Securing the financial future of the next generation
Risk, exposure and resilience to risk in Britain today

Other reports and studies

Category	Source	Report
Gender pay gap	Chartered Insurance Institute	Mind the gap – closing the gender pay gap (CII 2017)
	Fawcett Society	Gender pay gap by ethnicity in Britain
	Office for National Statistics	Understanding the gender pay gap
Women’s Pension Deficit	Aegon	Gender and geography affect level of drawdown retirement income
	The RSA	Venturing to retire
	Schroders and CASS	The Dependency Trap: Are we fit enough to face the future?
	Department of Work and Pensions	Pensioners’ income series
	Pensions Policy Institute	Pension Facts The Under-pensioned
	Aviva & Royal London	Solving the under-saving problem among the self-employed
	Zurich	The Cost of Resilience Report, 2018
Women’s Wellness	National Health England	Adult Psychiatric Morbidity Survey (2016)
	Alzheimer’s Researcg UK	Women and dementia – a marginalised majority
	IPPR	Working Well: a plan to reduce long term sickness absence
	Dementia Consortium	Dementia Facts
	British Occupational Health Research Foundation	Women’s Experience of Working Through the Menopause
	Cancer Research UK	Cancer survival statistics by cancer type: Breast Cancer
	Department of Work and Pensions	A million workers off work for more than a month
The Longevity Trap	Age UK	Later life in the United Kingdom
		Health and care of Older People in England 2017
	The Personal Social Services Research Unit /LSE	Projecting and managing the costs of long-term social care
The Motherhood Penalty	Resolution Foundation	The price of motherhood: women and part-time work
Young Women’s Graduation Burden	The RSA	Good gigs: a fairer future for the UK’s gig economy
	Higher Education Funding Council for England	Student Characteristics: Sex
	The Work Foundation	In search of the gig economy
	Resolution Foundation	The generation of wealth: Asset accumulation across and within cohorts
	Institute for Fiscal Studies	Comparing sample survey measures of English earnings of graduates with administrative data during the Great Recession
Motherhood and Caring Penalty	Carers UK	Facts about carers
		The state of caring
	Centre for Economic and Business Research	The cost of raising a child
	Resolution Foundation	Double Take: Workers with multiple jobs and reforms to national insurance
	Department of Work and Pensions	Maternity and paternity rights and women returners survey
	Chartered Institute of Personnel and Development	Megatrends – the trends shaping work and working lives
Domestic Abuse Danger	Cooperative Bank & Refuge	Financial Abuse
	Office for National Statistics	Crime in England and wales – domestic abuse
Women’s Economic empowerment	Axa / International Finance Corporation	SheforShield: Insure women to better protect all
Female Financial Capability Imperative	Money Advice Service	Financial Capability in the UK – Key facts
	Financial Conduct Authority	Financial Lives Survey
Cohabitation Pitfall	Man-Yee Kan and Heather Laurie	Gender, ethnicity and household labour in married and cohabiting couples in the UK
	Office for National Statistics	People population and community
Divorce and Separation Setback	Office for National Statistics	Divorces in England and Wales

Risks in life

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