CII – Insuring Women’s Futures

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Here you can find further guidance and support and research relevant to the Perils and Pitfalls identified in our research.  For research papers and thought leadership, go to the Risks in Life page

General Support Services

Citizens Advice – free, independent, confidential and impartial advice to everyone on their rights and responsibilities

Advice Now – free, accurate information on rights and the law

Samaritans – safe place to talk at any time about any issues – government services and information


Girls’ Apprenticeship Gap

CII – apprenticeships guide for parents

Institute for Apprenticeships – guidance on finding the right apprenticeship for you


Female Financial Capability Imperative

Money Advice Service  – tools, calculators and advice on money, saving, debt and budgeting

Money Girl – managing money more effectively for women under 35

Young Women’s Trust – support for women aged 16-30 struggling on low or no pay and at risk of being in poverty

Young Money Blog – helping young people understand money matters

Make Money Make Sense – financial advice for students, teaching aid for teachers

The Girls’ Network – connecting girls from the least advantaged communities with a mentor and professional role models

Savvy Woman – advice on how to get more from your money

Money Nuggets – financial education for women

Boring Money – investment guidance

The Money Charity – education, information and advice on money matters


Young Women’s Graduation Burden 

National Association of Student Money Advisers – advice, information and training for students

Minimum wage/Living wage calculator – calculator for workers


Women’s Pensions Deficit 

Pensions Advisory Service – pension information and planning tools

PLSA – guidance on achieving a better income in retirement

State Pension – information about your state pension

Pension Wise – guidance about your pension options


Women’s Wellness Threat  

Association for Post-Natal Illness – support, education and information

NHS – mental health services in England

NHS UK – menopause treatment, overview and symptoms

Breast Cancer Care – treatment, support and information

British Heart Foundation  – women’s heart matters magazine

World Health Organisation– women’s health


Longevity Trap 

NHS – Social care and support

Age UK – advice and support

Which? Elderly Care – advice about caring for older people

Dementia UK – support for families facing dementia

Alzheimer’s Society – information and support

Carers UK – advice, information and support for carers


Motherhood and Caring Penalty / Flexible Working Sacrifice

Mumsnet – website where parents can pool knowledge, advice and support

Talent Keepers – support for employees and educating employers on returning to work

Work Happy Mums – support for working mothers and guide and advisor for employers

Working Families – advice and information for working parents and supporting employers to create a better work-life balance


Divorce and Separation Setback 

Child Maintenance Service or Support Agency – financial support information about your child’s living costs when you are separated

Relate – relationship support for individuals, couples and families

Relationships Scotland – family support services across Scotland

OnlyMums / OnlyDads – support for parents during separation and divorce

The Centre for Separated Families – information and advice for everyone affected by family separation

Click – relationship support from a mobile-friendly platform

Children and Family Court Advisory and Support Service

Splitting Up? Put Kids First – online space where separated parents can work out how they will support and care for their child


Domestic Abuse Danger

Rape Crisis – sexual violence support, counselling and information services

Refuge – domestic violence support

Hidden Hurt – domestic abuse information

Women’s Aid – domestic abuse information and support


Cohabitation Pitfall 

Citizens Advice – legal differences between living together, getting married and entering a civil partnership

Advice Now – cohabitation rights


Gender pay Gap

Office for National Statistics –  Understanding the gender pay gap in the UK